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What We Do

Our financial strategies and asset management services are conservative in nature and fully transparent. We seek to always do what is in your best interest. We believe in a team approach to retirement finances and can work in concert with tax professionals or attorneys in your or our network to advise you on specific aspects of your financial strategy.

Financial Services

When Change Is Necessary

Avoid unintentional and common mistakes on your path toward your goals and dreams. Get your retirement income and estate planning reviewed often, especially after life events that can significantly impact your lifestyle.

Most people do not realize that the decisions you make in your life will affect the 20 to 40 years of your retirement lifestyle. As you can see from the list below, there are countless events throughout your life that should trigger a review of your retirement finances or estate plan. Many of these events, if not acted upon, can cause retirement income challenges, unnecessary taxation, and/or a setback to your financial goals. You’ve worked hard for your money. It’s important that you do everything you can to protect it.

Life events that may trigger the need to review your retirement strategy:
(Listed in the order they commonly occur in a persons life)

  • College graduation of family members
  • Marriage or divorce of you or heirs
  • Birth or adoption of a child
  • Starting or selling a business
  • Loss or change of a business partner
  • Change or loss of employment
  • Loss of a major asset (i.e. home, business,  investments)
  • Considering bankruptcy
  • Significant change of location
  • Serious illness or disability
  • Major eyesight deterioration or blindness
  • Reduction of performance in activities of daily living (e.g. bathing, dressing, eating)
  • Memory/cognitive deterioration
  • Buying or selling a home or income property
  • Receiving an inheritance or cash payout
  •  Entering red zone of retirement (within five years)
  • Retirement
  • Turning age 62 (early retirement)
  • Turning age 66 or 67 (full retirement age - three months prior)
  • New grandchild
  • Change in beneficiaries/trustees
  • Assuming care of a parent or loved one
  • Becoming a caregiver for spouse
  • Preparing for nursing home transition 
  • Loss of a spouse or dependent

To develop a financial strategy for your future, it’s important for your financial professional to see a complete, 360-degree view of your financial picture, including how your retirement assets are integrated and work with one another. 

At SimplePath Retirement, we offer you the following services:
(Click the links below to learn more about each service)

In addition, we can refer you to professionals who provide the following services:



SimplePath Retirement, LLC is an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

Your Insurance Professional and Registered Investment Adviser is not permitted to offer, and no statement contained herein shall constitute tax, legal or Investment advice. You should consult with a legal or tax professional on any such matters.

We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

Advisory services offered through J.W. Cole Advisors, Inc. (JWCA) SimplePath Retirement, LLC and JWCA are unaffiliated entities.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.

*Any references to protection benefits, guarantees or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.

The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.

National Ethics Association (NEA) members pay for membership. The NEA does not provide any guaranteed assurance or warranty of the character or competence of its members. You should always do your own due diligence when making financial decisions.